Hourly Fee:  $250 Hour with a 3 Hour Minimum ($750 minimum)

Would you like to talk with a financial planner, get an educated opinion and then manage your own accounts?  This is the ideal program for you.  The preliminary process is you provide us with information (financial statements, etc.) and tell us the four or five financial planning topics you would like to discuss.  We prepare ahead of the meeting, run financial reports and calculations with you, and provide advice for best achieving your goals. 

  • The Process: 
    • We need you to complete our Fee Based Only client forms.  We will also provide you with a list of the information we’ll need prior to the meeting.  
    • Payments to be made by check. 
    • We meet people in person at our Minneapolis office and by web meeting if you are not in the  Minneapolis area.  The in-person and web meetings are equally effective.  You will not need a web camera for the web meeting.  You will be able to see the reports and other financial information I am preparing on my computer as well as the written agenda with recommendations

The Retirement Package ($1800)

Are you within ten years of retirement?  Would you like a professional opinion on your current situation with advice and strategies you can employ between now and retirement to better your situation?  estions you have about our financial planning process.  We are happy to answer your questions during the twenty minute complimentary phone appointment.  With the "Retirement Package" you will receive:

  • Three Appointment Process
    • Appointment One:  we will analyze your situation, provide financial calculations, reports and a written agenda with suggestions for making the most of your current financials with advice to help you solidify your retirement.
    • Appointment Two:  this appointment should occur about three to five years prior to your retirement date.  We will review your financials, situation and provide updates and recommendations.  We will also provide recommendations for setting up your investments so that they are ready for retirement.  If you are nearing 60 or older we will also discuss Social Security Timing. 
    • Appoinment Three:  you're almost retired and we meet one more time to make sure that you have completed your goals for retirement.  We will analyze your budget, your retirement income plans, and make recommendations on your pension (if applicable) and Social Security benefits.  
  • Payments:  $600 per appointment.  You can pay as you go. 

Additional Information about what we will provide during the consultation: 

  • The Agenda with written recommendations:  
    • After analyzing your information, getting your input and forecasting well you're tracking towards your financial planning goals our office will summarize the information in the reports in an easy to read, and easy to follow, written agenda for your future planning.  We will use this Agenda to make financial planning recommendations you can pursue on your own.  The Agenda will serve as the backbone for your two additional appointments where we meet to follow up on your goals, track your progress and provide additional relevant information. 
  • The Process: 
    • We need you to complete our Fee Based Only client forms.  We will also provide you with a list of the information we’ll need prior to the meeting.  
    • Payments to be made by check. 
    • We meet people in person at our Minneapolis office and by web meeting if you are not in Minneapolis.  The in-person and web meetings are equally effective.  You will not need a web camera for the web meeting.  You will be able to see the reports and other financial information I am preparing on my computer as well as the written agenda with recommendations

To book an appointment with Mike Nakashima or Lauren Brown please contact our office toll free at (866) 727-1101. 

 

Sample Financial Planning Reports

In addition to the written Agenda with recommendations we will use some of the following financial planning/investment review reports. 

Federal Employee Benefits Report:  provides a comprehensive overview of your federal benefits and how to maximize them prior to and in retirement.  This is the best reporting software we have seen for estimating the value of your federal benefits and how to maximize them.  You’ll receive a great overview/guide book about your personalized federal employee benefits.  Generally speaking, your federal benefits provide a great foundation for retirement and by analyzing your retirement benefits and how to best use them we can then provide advice on your investments, and other financial planning instruments.  

 

Morningstar Portfolio Analysis:  we use Morningstar Advisor Workstation reports to analyze your total investments and savings and provide advice for allocating your investments in accordance with your goals.  With this report we can provide recommendations for achieving your investments and savings goals.   We are happy to provide you with investment information and recommendations that you can do on your own at your preferred investment platform.

Naviplan and Financial Profiles Reports:  we feel that Naviplan/Financial Profiles is the premier financial planning analysis software and we can use it for retirement saving goals, retirement income planning strategies, business planning, estate planning, and almost any financial planning goal you are hoping to forecast with software.  This software is leaps and bounds above your typical spreadsheet analysis and is a great tool for analyzing your financial situation and goals.

 

Social Security Timing Reports:  Social Security has so many options and it’s difficult to figure out the best way to turn it on without utilization of software that helps guide the Social Security Timing decision.   We feel that too many people turn on Social Security without fully exploring their options.  Your Social Security Timing Report will detail options for maximizing your SS Benefits.

 

 Contact us at (612) 824-1107 or toll free at (866) 727-1101 to book an appointment.