Retirement Planning for Federal Employees
INVEST SMARTER · EXPERT GUIDANCE · OPTIMIZE YOUR FEDERAL EMPLOYEE BENEFITS · FIDUCIARY STANDARD
(FERS, CSRS, SPECIAL GROUPS)
Innovate Financial, Inc. was established in 2007 and specializes in financial planning for federal employees and their families. We partner with our clients to help them reach their goals, and retire confidently. Our client base consists of:
Innovate Financial, Inc. has a niche financial planning market because we partner with federal employees, and their families, to help them achieve their goals. Mike Nakashima, Certified Financial Planner™, has been in the financial services industry since 2000.
Mike learned early in his career that by having a niche market for financial planning advice he would be able to bring a higher level of expertise to his clients than a financial planning generalist would. Your Federal Employee Benefits are valuable, both now and in retirement. It's important that your financial planning team knows how to help you make the most of them while also helping you coordinate them into your overall financial plans.
Today, Innovate Financial, Inc. is serving over 200 households and has a strong team with Mike, and Melissa Richter (Accounts and Office Manager) operating our main office in Bloomington, MN. We partner with our Broker Dealer, Concourse Financial Group for our compliance and back-office support. We also partner with Orion Portfolio Solutions as are primary investment company for our clients. We are proud to be a boutique office where we know our clients, their families, and their goals.
We have a diverse group of clients at different stages in life. We meet a lot of our new clients as they are preparing for retirement. We welcome federal employees at all stages of their career to contact us to see if we can partner well together.
Innovate Financial, Inc. also partners with clients that are not in the federal employee system. Our experience is that by having a commonality amongst most of our clients we are able to provide a higher level of service to all of our clients.
A financial advisor for Federal Employees planning for retirement. Services include:
MAXIMIZE FERS BENEFITS PENSION CALCULATIONS RETIREMENT PLANNING
INVESTMENT MANAGEMENT SOCIAL SECURITY TIMING RETIREMENT INCOME
Rather than focusing on product sales or commission-based portfolios, we focus on your goals and aspirations. Our services span from investment management to financial planning, but one thing stays the same: we are focused on you.
We work with a number of money managers to ensure our clients are provided many options when it comes to their investment portfolio. As independent financial planners, we may work with more than the listed companies.