Broker Check

Social Media for Federal Employees

We offer a Free One-Hour Federal Benefits Analysis

To Schedule: Call us at (612) 824-1107 

Click to view our brochure:

Financial Planners for Federal Employees.  Innovate Financial, Inc. is an independent financial services firm located in Minneapolis, Minnesota.  The team at Innovate Financial, Inc. is Michael Nakashima, Justin Horsch and Melissa Richter.  Find out more about us here.   

Michael Nakashima, CFP® is an Independent, CERTIFIED FINANCIAL PLANNER™.  

Justin Horsch, Financial Planner and Investment Advisory Representative.

We provide the following services: 

  • Financial Planning & Investment Advice.
  • Managed Money.
  • Life, & Long Term Care Insurance.  
  • Financial Planning consulting and fee based advice.  

Our clients receive the following: 

  • We listen to your unique situations and needs and build a financial plan specific to your situation.
  • We'll educate you about your personalized plan.
  • Annual meetings to update your plan and make changes as needed.  
  • Financial planning reports tailored to your situation.  We incorporate top financial planning software, from multiple sources, for our clients. 

Thank you for visiting our site.  We have financial planning worksheetstraining books for federal employee benefits, and a list of upcoming web training events all listed on our site.  

We are licensed in California, Florida, Illinois, Iowa, Kansas, Maryland, Michigan, Minnesota, New Jersey, Washington D.C., and Wisconsin.  We meet people in person at our conveniently located office in south Minneapolis and by web meetings. To book a private consultation please contact Melissa Richter.

Melissa Richter

Melissa Richter

Marketing and Administrative Specialist

(612) 824-1107

(612) 545-0558